Buying a home, particularly for the first time, can seem like an impossible feat, with mountains of information, stress, and complications. However, preparation is often the key to a job well done, and purchasing a property is no exception to this – so here are a few prep steps that will help to make house-buying a little easier.
One of the first things to do, even before looking at your own finances, is to do some research on the housing market. Famously, buying a house is reliant on the economic conditions of the time period in which you are in, and it may influence your decisions. Prices rise and fall over time, and you may discover that waiting another six months to buy would price you out of your favorite area, or vice versa.
This is the same for any government policy changes. To give an example, in 2020 the UK government removed the so-called “Stamp Duty Land Tax”, effectively a tax on the price of the property upon purchase. That has affected how much UK homeowners have paid in total over the course of the last year. If such a change applied where you’re buying a house, it might also change your opinion on when and where to move.
After you have decided to buy, the next step is considering what kind of mortgage is available to you based on your deposit and overall budget. This is often the most intimidating step because buyers have to confront their finances, but there are lots of resources available now that make it fairly simple. Online mortgage brokers like Trussle offer advice, quotes, and calculators for anyone to access, for free, through a phone, tablet, or computer. There is expert advice available online to help with any questions that buyers may have, and it is always worth checking out these tips.
When you have decided on a budget and a mortgage, you can begin looking at potential homes. When viewing a house, everyone will have different priorities, and one way of making sure that you get what you need is to make a list, in priority order, of what features you consider to be necessary, preferable, and negotiable.
It’s important to remember, you may have to sacrifice some things for price or location, so knowing what you are willing to give up beforehand will help you on the day. Checking internet speeds or phone signal on your mobile devices is also a good idea when you’re visiting, as sellers may have different devices to you, and you’ll want to know if you’re going to be spending the foreseeable future-leaning out of the window to send a text!
Finally, when you have chosen the perfect home for your needs and budget, you obviously have to start thinking about the physical logistics of moving. Preparation is crucial for this, and many people don’t know where to start when it comes to packing up all of their things.
Firstly, speak to your moving company, as they often have advice and materials on how to efficiently pack up a house, for example, a tick-list. It is also a good idea to have a big clear-out of any unnecessary items because there’s no point in packing up things that you will have to throw away or donate at your new house. Many people find it easiest to go room-by-room, starting months before their move, but it’s personal preference really.
Hopefully, this advice will help you to have a smooth, stress-free house move whether it’s the first time you’ve done it or the tenth. The most important thing to remember is that help is out there if you need it, and you can always ask around if you’re struggling.
HussaiN is a full-time professional blogger from India. He is passionate about content writing, Tech enthusiast & computer technologies. Apart from content writing on the internet, he likes reading various tech magazines and several other blogs on the internet.